What for those who may:

  • Take a piece journey to Richard Branson’s personal island … paid for by your consumer
  • Community with the highest gamers in your business … and notice your online business is doing higher than theirs
  • Collaborate with and be sponsored by the perfect manufacturers

That’s what one in every of my Earnable college students, Julia Menez, has been in a position to do as she’s transitioned from a job as an actuary to operating her personal journey enterprise, Geobreeze Journey.

I’m excited to share her story with you. First, I need to present you three ways in which proudly owning her personal enterprise has allowed Julia to stay her Wealthy Life. 

A free journey to Richard Branson’s personal island

Julia’s journey to Richard Branson’s personal island “might be the epitome of a Wealthy Life,” she stated. “The place the place we stayed seems like a yacht on prime of a hill. It’s essentially the most luxurious factor I’ve ever skilled.”

Julia promoted Bilt, a bank card program that permits you to earn factors in your hire, and Bilt seen. To thank her for driving individuals to their program, they invited her to a mastermind consulting session on Branson’s island within the British Virgin Islands.

“I bought to hang around with points-and-miles celebrities,” Julia stated. “And I bought invited to be on Bilt’s advisory board going ahead, in addition to persevering with to advertise their program.”

“Completely different collaborations like this may not have been doable if I didn’t construct out the enterprise,” Julia stated. “And lots of that’s because of the totally different methods that I realized by means of Earnable.”

Constructing a community and assembly fascinating individuals

“Lots of my Wealthy Life is being invited to social occasions and creating friendships,” Julia stated.

“Having a enterprise, I get to work together with individuals for my podcast,” she stated. “They’re fascinating and have unbelievable tales concerning the methods they use … I get to work together with teaching shoppers … And I’ve additionally made lots of pals by means of the web after which assembly up in particular person.”

She’s been in a position to communicate at a number of conferences, together with The New York Occasions Journey Present, and has been on stage with “big names within the business,” she stated. “To get to share the stage with them is unbelievable.”

Julia has an awesome perception into the idea of a Wealthy Life: “I feel a part of lots of people’s Wealthy Life is a few feeling of being a small-time superstar.” (Certainly!) “Being form of a well known voice or a rising voice within the points-and-miles neighborhood, it’s actually opened up networking alternatives.”

And it’s additionally helped her develop her enterprise.

Serving to others by means of journey suggestions and revenue donations

Julia has a well-defined area of interest for Geobreeze Journey. She’s a first-generation daughter of immigrants, which supplies her a perspective that’s not typically seen within the points-and-miles journey business.

I LOVE the instance she provides: “Some persons are like, ‘I simply need to go to my mother in Honduras, and I do not need 600 {dollars}.’ I can inform them, ‘Oh, it’s tremendous straightforward for you. You simply want this one card. The sign-up bonus covers your six-hundred-dollar ticket. You’ll be able to see your loved ones.’”

“I can inform any individual that in 10 seconds,” Julia stated, “but it surely’s virtually life-changing to them the place they’re like, ‘I haven’t seen my household in years and this simply modified all the things.’ Individuals can journey again residence to Asia, South America, Europe, wherever their household may be, the place they haven’t been in a position to afford visiting their household.”

How superior is that!

Julia additionally has a second main means to assist individuals: “I donate all of the earnings on the finish of the 12 months to totally different charities which are voted on by my Patreon members.” Final 12 months she donated greater than $30,000.

Take into consideration these three Wealthy Life experiences — Julia is ready to go on luxurious journeys, community with key gamers in her business, and assist individuals out with 5-minute suggestions … or hundreds of {dollars} in donations.

All due to her enterprise.

And he or she hasn’t been doing this ceaselessly — she began final 12 months!

Two of Julia’s secrets and techniques? Laborious work and Earnable. “I used to be in a position to make the most of these alternatives by means of what I realized within the course,” she stated.

Now, let’s take a look at how Julia found her enterprise concept and area of interest.

Figuring out your area of interest: genuinely serving to individuals with a worthwhile enterprise

Turning into an actuary takes hundreds of hours of learning for certification exams. Actuarial jobs pay properly, and Julia was wanting into positions that may permit her to work internationally in Thailand or Hong Kong or Belgium.

So why give up that — and early in her profession! — to construct her personal enterprise from scratch?

After she completed her research and handed her exams, Julia had lots of free time and began stepping into private finance and points-and-miles journey. She first arrange a journey company however closed it down throughout the pandemic.

She began an Instagram account to share the best way to use bank card factors and miles. She didn’t like to put in writing, however she did like to speak with individuals, so she began a podcast slightly than a weblog.

Julia needed to take a collaborative method, as a result of she discovered the alternative of that when she was beginning out:

“As I used to be getting extra into factors and miles and desirous to journey without cost, I seen that just about all the large bloggers have been white males of the identical demographic. There was no one who actually appeared like me. There wasn’t actually anyone who shared background tales that I may relate to. I figured there’s in all probability lots of different individuals on the planet who really feel excluded that means. 

“At any time when I attempted to ask a query on Reddit, typically individuals have been simply very impolite of their responses. So I actually needed to make a neighborhood the place we may speak about factors and miles, but in addition from a standpoint of people that don’t usually get featured in points-and-miles media….

“As somebody who is kind of clearly not a white man, I feel my viewpoint of the best way to method factors and miles is slightly bit totally different. There’s a lot content material on the market for the best way to get the best cents-per-point valuation by transferring your factors to Emirates First Class or Singapore First Class, the Etihad Flats, issues like that, which don’t all the time cater to everybody.”

It is a nice illustration of what I imply after I say “Your Wealthy Life is yours.” “Wealthy” isn’t synonymous with “first-class.” Not everybody even needs to do these issues. 

Julia additionally needed to “make it simpler for individuals to search out any individual who matches their specific type of points-and-miles technique,” she stated. “As a result of typically you need info for solo ladies vacationers, typically you need issues which are for big households. Generally you need one thing that’s very business-traveler targeted. In the event you’re a advisor or a salesman who’s touring on a regular basis, typically you need to be taught what’s one of the best ways to earn lots of factors … the place you possibly can churn lots of enterprise spend by means of these bank cards. There are totally different methods.”

Julia recognized a possibility available in the market: “I felt prefer it was a really one-size-fits-all or perhaps three-sizes-fits-all — with individuals who prefer to tinker and fundamental household blogs, however nothing that catered to ladies, individuals of colour, first-generation immigrants.” 

Julia has been in a position to communicate at a number of conferences on how BIPOC ladies can use factors and miles or how points-and-miles journey applies to households who’ve a number of youngsters however by no means had a journey funds. “With the ability to have these alternatives and assist individuals who simply thought ‘Oh that luxurious way of life isn’t for me, it’s for people who find themselves already wealthy. Individuals who appear to be me simply aren’t represented in these channels.’… I like with the ability to inform them, ‘No, you possibly can journey without cost too!’”

“From a enterprise sense,” Julia stated, “it’s opened up so many alternative alternatives as a result of there’s fairly a motion on Instagram and the web at giant to make all the journey and monetary industries extra digestible for individuals who usually haven’t had a seat on the desk.”

I like this dialed-in perspective on how she can assist individuals whereas on the identical time construct a profitable enterprise.

Julia discovered one thing she appreciated and was good at, discovered a gap available in the market, after which labored to offer a worthwhile resolution.

Now let’s take a look at how Julia has labored to construct a number of income streams from her concepts.

$60k in her first 12 months in enterprise

Julia has diversified her enterprise’s earnings streams. Right here’s why that’s essential.

Final 12 months was Julia’s first 12 months in enterprise with Geobreeze Journey. The enterprise introduced in near $60,000 in income.

“This 12 months,” Julia stated, “my objective is about $8,000 complete income every month. In order that’ll get me near $100k in complete income. If any individual constructed out a enterprise like this, that’s greater than sufficient to stay on for most individuals.”

When Julia was learning the superstar points-and-miles journey bloggers a number of years in the past, she determined to purchase Earnable:

“I assumed, ‘Properly, if they’ll do it, I wager I can do it too…How are they doing this? Let’s determine if I’m in a position to do one thing related with out having to spend all of my free time writing weblog articles, optimizing for web optimization, hoping any individual reads it after which clicks some hyperlinks.’ So I bought Earnable and got here up with lots of totally different concepts that don’t simply depend upon individuals making use of for bank cards by means of my website.”

Geobreeze Journey has 5 complete income streams:

  • Non-public teaching calls
  • Bank card associates
  • Sponsored content material for Instagram
  • Podcast adverts
  • Patreon grasp lessons

The biggest piece of income for Geobreeze Journey comes from bank card affiliate gross sales. “It’s sufficient to cowl hire each month on this New Jersey house, the place I’ve a view of Manhattan,” Julia stated.

However she doesn’t need to be depending on one stream. “It’s good that if I’ve a low month [in credit card affiliate sales], as a result of it’s the most variable, that it’s not utterly going to wreck the enterprise,” Julia stated.

Earnable additionally gave me concepts for the best way to launch a training enterprise and the best way to automate lots of issues like scheduling,” Julia stated. “So that you’re not attempting to e mail individuals backwards and forwards, ‘OK, are you free on Thursday at 7pm?’ You can also make an automatic calendar so that individuals can join teaching every time there’s an open spot.”

One more reason why diversifying is so essential is that you just by no means know when Fb or Instagram or no matter service will change their algorithms and have an effect on your online business. That’s why an e mail record is essential.

And it’s one thing Julia is specializing in.

Right here’s what I like about Julia’s means of doing that: As a bonus for signing up for her e-newsletter, she shares a easy e mail script that bought her $1k of upgrades on the Grand Wailea in Maui!

Sure! I like scripts. (In truth, Earnable is stuffed with word-for-word scripts you possibly can borrow or adapt in your personal enterprise.)

The resort improve e mail template Julia shares is phenomenal. She booked the $500 room on the resort and requested for an improve to the $650 room. The resort ended up upgrading her to the $900 room within the gated neighborhood a part of the resort, with views of a number of Hawaiian islands, a balcony, free breakfast, free dinner with cocktail hour, complimentary champagne and native Hawaiian snacks, and extra.

Not unhealthy for a easy e mail!

Julia now provides out a free 15-minute teaching name every week to the primary one that clicks the hyperlink in her weekly e-newsletter. “I feel I bought that concept out of Earnable too,” she stated.

I like that Julia took what she realized from Earnable and utilized it to her personal distinctive state of affairs. She discovered one thing she appreciated and was good at, discovered a gap available in the market, after which labored to offer a worthwhile resolution.  

The mindset of a profitable entrepreneur

Julia’s enterprise has given her a number of Wealthy Life moments, she developed a distinct segment, and he or she diversified her enterprise’s earnings streams.

However now, let’s take a look at crucial a part of being a profitable entrepreneur: mindset.

Like many college students, Julia binge-watched Earnable when she first signed up and began constructing her enterprise.

However she’s continued to return to the teachings repeatedly, particularly for “e mail templates or if I would like concepts on the best way to phrase one thing after I’m going to pitch to a model or pitch on a collaboration,” she stated.

Julia sees one thing in her enterprise that I see typically in mine: “Lots of people are hesitant to put money into something that has a payment related to it. We see this within the bank card world on a regular basis, the place individuals will say, ‘Oh, there’s a $95 annual payment.’ We are saying, ‘You’re going to get $2,000 value of worth. Wouldn’t you pay $95 to get this $2,000 trip without cost?’ And persons are like, ‘Oh, however is it assured that I’m going to search out the award house?’”

However right here’s what she tells individuals who ask about investing a lot in a program (whether or not a bank card or a enterprise program): “Don’t you imagine in your self sufficient to get that form of ROI?” I like it.

“It does actually mild a fireplace beneath you, the place you say to your self, ‘OK, I’ve invested on this. I’ve to truly do the work in order that I can recoup that cash and construct out my enterprise,’” she stated.

That is the mindset I’ve seen in my most profitable college students. They put money into themselves and use that as motivation to put money into their enterprise.

One other widespread mindset I’ve seen from my college students is imposter syndrome and feeling like they’re years behind everybody else and they also shouldn’t even begin.

Right here’s Julia’s recommendation:

“I feel when persons are beginning their very own enterprise, they only really feel the necessity for all the things to be excellent, or they see any individual that they admire of their business they usually’re like, ‘That took 14 years. I don’t have 14 years. I’m by no means going to catch as much as them as a result of there’s some form of early mover benefit.’ However the world retains shifting and also you don’t must be on the identical stage as the highest particular person in your business. In the event you can develop slightly bit after which develop slightly bit extra and make these incremental steps, these are actually essential.

“We inform individuals the identical factor in factors and miles once they say, ‘I’m by no means going to get sufficient factors to go around the globe in first-class and save $50,000, $200,000.’ I inform them, ‘Do you have to? Would you be completely satisfied if I simply informed you that you just get $5,000 of free journey yearly? Isn’t that notable?’

“I feel individuals simply get caught up within the comparability recreation with Instagram. It parallels all the things else the place you’re so afraid to begin your online business since you see any individual who’s so profitable on the factor you need to do, and also you assume you’re by no means going to catch up.

“You’d be shocked. Generally you do. I’ve surpassed some individuals who I assumed have been means above me, they usually have been means above me sooner or later, and I’ve surpassed them so far as Instagram followers, in all probability income as properly.

“But additionally, it’s OK for those who don’t, since you’re nonetheless making progress, and there’s a lot self-efficacy concerned if you’re like, ‘I made sufficient this month to pay hire.’ Hire is roofed from a facet enterprise! So even for those who’re not overlaying your total way of life and it’s not sufficient to retire in two months after beginning a enterprise, that’s OK. As a result of for those who’re making sufficient to cowl a major expense, that’s life altering and finally socioeconomically altering for those who can hold making these little items of progress.”

YES!! That is fantastically acknowledged.

Right here’s my problem to you: If you have already got this mindset, be part of Earnable and begin to construct your personal enterprise. In the event you wrestle with this mindset, be part of Earnable. Along with the fabric that focuses on the nuts and bolts of constructing your personal enterprise, we additionally embrace a number of materials on mindset — each yours and your prospects’.

Julia Menez Earnable Wealthy Life story is a put up from: I Will Train You To Be Wealthy.

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