Frugality

If I were to make $10,000 per month (I don’t), I would earn $120,000 a year, right? Wrong! I’d probably make half, a fifth, maybe even a tenth of that! This kind of thinking is the kind of thinking that leaves people broke…and quickly. Making an Income Statement The best thing you can do is […]

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The world is all about perspective, but when it comes to money there are only two perspectives, it seems. We either appreciate money, or we appreciate the things we can buy with money. Overall it’s a fairly simple concept—how we spend our money has much to do with how we value its utility, and how […]

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