31 Things to Know About Me

by JT McGee

A. Blinkin’ at Funancials commented on Monday’s post in pure confusion, stating:

I’m so confused at what point in life you’re at. One day I swear you’re in a dorm room and then I’m corrected. The next day you own your own place. Then I think you’re taking bowling classes, while at the same time running some successful business. You sound more knowledgeable about macroeconomic theory than my former professors, often sound like a computer whiz, but appear to be no older than doogie houser….I know there was a past yakezie thread revealing each members real job, but for my sake can you do a “get to know jt McGee” post?

I don’t much care to talk about myself. But I also realize that without any context, anything I write here has even less meaning. So, for the first time, let’s get super-personal — here’s 31 things you need to know about me.

  1. I’m 21 years old – but I’ll soon be 22. That puts me on the younger end of the curve as far as personal finance bloggers, I think.
  2. I started working when I was 12 years old. First as a soccer referee before starting my own business that year in marketing.
  3. I still do the same thing I did when I was 12. The only difference is that I make more money now. (To think about how lame it would be to have your earnings top out at 12 – unless you’re a Disney star!)
  4. I’ve had only one “real” job in my life. I lasted all of 3 weeks before I was promptly fired for making too many independent decisions/not respecting the terribly inefficient processes I was supposed to follow to complete my job.
  5. I hated that “real job” and didn’t even want it. My mother practically forced me to get it. After I managed to lose my job after only three weeks, she never said anything else about working for someone else.
  6. I don’t like rules. I especially dislike rules which encourage action at the cost of thought and efficiency. You might find this to be most evident when I talk about Dave Ramsey.
  7. Even though I dislike rules, I love systems. I have a binder filled with childhood business plans, which were probably my number 1 hobby growing up. Every last detail of every business was planned out to perfection. Franchised restaurants, hotels, and banks were a staple of my planned “portfolio.”
  8. The desire for raw efficiency in everything I do is a staple of my life. I often debate in my head the quickest and fastest way to grab the shampoo bottle in the shower – should I open the curtain from one side or the other? When pulling into parking lots I always take at least one turn immediately. So few people take a less obvious path that you can almost always park closer to the door without the traffic.
  9. Non-fiction or nothing. Fiction works are incredibly boring and filled with minutiae that makes me feel like a lesser being. I don’t care who sleeps with who in the newest best seller. I’ve read only a handful of fiction books.
  10. I can’t watch movies. First, movies require an attention span of longer than a few minutes. Secondly, I hardly remember anything about them other than the general outline of the movie. Key characters, names, etc. are all forgotten instantaneously. I never remember whole quotes or references. I’m disgusted with historical movies that are ruined with latent love stories.
  11. I argue with myself. Arguing is, in my view, the best way to learn. Devil’s advocate is more comfortable than defending the conventional viewpoint.
  12. I’m a college student. I’ll probably graduate at the same time I get my AARP card.
  13. I won a national entrepreneurial scholarship award – which luckily had nothing to do with high school GPA.
  14. I went to a Catholic school for much of my early education. However, I went to public schools for middle and high school.
  15. My academic evolution firmly cements my belief that a private schools are worth every penny. Having experienced both, I wouldn’t have children unless I could send them to a private school.
  16. I identify most with Catholicism. Ideological divisions don’t make sense to me. An atheist who appreciates the golden rule is twice as moral as a believer who attends worship regularly but does not believe in doing unto others as they would like to be treated. I respect Catholicism most for Pope John Paul’s acceptance of evolution. Religion and science should happily co-exist.
  17. I believe in a higher power as an abstract. The universe has an order – mathematical or by deity – and in my view, mathematics can supplant a God in the traditional sense without diluting a common message of doing good.
  18. I don’t think religion has any sway in financial decisions. Biblical finance is a bit of an oxymoron, as finance is about as new as the Church of Latter Day Saints.
  19. I don’t believe in charity. My understanding of economics supports firmly the position that charity creates negative outcomes. (Example: Capital inflows to Haiti after the earthquake pushed up real estate demand as well as prices, making more people homeless in the process. WSJ shows how countries that receive the most aid have the most tangled web of intellectual infrastructure.)
  20. I think knowledge is one of the world’s greatest forms of charity, and it is free to the public. Distributing knowledge comes with a very minor expense in today’s electronic reality.
  21. I align with libertarian thinkers. I enjoy politics in a intellectual sense, but dislike tremendously the modern political system.
  22. Less people should vote. Encouraging more people to vote is a poor goal; my vote matters most when the fewest people vote. Thus, I prefer to encourage apathy over action.
  23. I believe fear is almost always due to ignorance. There is nothing in this world worth fearing. Fear only the decisions made in a state of fear.
  24. I broke my leg once. It sucked.
  25. I played soccer in high school and loved it. We had one of the best teams in the state. I don’t think I’ll ever go back to it, however.
  26. The game layer of society makes little sense to me. When to hold doors, shake hands, etc. are problems I’d much prefer not have to deal with.
  27. I’m incredibly introverted, both in my decision-making and relationships with others. If I’m on a mission to get something done, I may go for months without speaking to people I’d call my best friends.
  28. I’m not broke, in debt, nor do I have any debt stories. I dislike spending money, and do it as little as possible. In the same sense, I don’t believe debt is something to fear.
  29. I don’t dig student loans. I don’t have any. Permanent debt is the only debt to fear – embrace the bankruptcy-friendly kind, not the kind that lasts for life.
  30. I believe the responsible use of financial tools is far more likely to create massive wealth than permanent indebtedness.
  31. I have always known that I will eventually be wealthy. Personal finance is an incredibly easy game to beat.

Photos by: cookbookman, o5com, daryl_mitchell, elizabeth_albert, shioshvili, babasteve

{ 10 comments… read them below or add one }

Jeffrey Trull December 14, 2011 at 15:06

Ah, another great list. Although I didn’t know a lot of these, I feel like I could’ve guessed many of them about you. I like #7 the best, although I feel “rules” and “systems” are more unrelated than you’re making it sound (at least that’s how it is in my mind).

And keep the nonfiction coming!

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JT McGee December 15, 2011 at 08:56

Hmm, maybe we see them the same way. Rules are a cut and dry “this’ll do” approach to a system. Systems are the whole architecture that rules usually break to get through.

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krantcents December 14, 2011 at 15:40

Should I be afraid that I agree with way too many of your statements? 🙂 I think my feeling about rules and game playing led me into entrepreneurship. Thanks for sharing.

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JT McGee December 15, 2011 at 08:57

Totally! I’ll have to play Devil’s Advocate to disagree with you, then. 😉

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Invest It Wisely December 14, 2011 at 21:42

We share some things in common, JT! I have watched lots of movies and shows in the past but sometimes I wonder what’s the point since I forget everything within a while. Now I’ll try to only watch movies that I think will actually move me in some way and not just to pass the time, especially now that I’m busier these days.

Let me know what you think about my new site, Financial God. 🙂

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JT McGee December 15, 2011 at 08:59

I’ve taken the same approach to movies. I watch far fewer of them, but I’d say as a whole those that I do see are way better than the average of the much larger collective of movies I would watch before. I’ve left every movie with the sense of it being “the best movie I’ve seen in a long time!”

Nice blog name. I’d believe you if it weren’t for the fact that religious personal finance is a wholly American product.

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Corey @ Passive Income to Retire December 15, 2011 at 14:29

hahaha. I think my favorite one is number 22. You don’t need to convince me – not registered to vote and probably never will me. You’re vote is now more powerful than you thought it was yesterday. You’re welcome. 🙂

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JT McGee December 16, 2011 at 09:58

Rock on! Good to know you put the full faith of picking a proper government in the hands of others. 😛

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LaTisha @YoungAdultFinances December 15, 2011 at 21:28

Awesome! I feel like I know you at least a little bit more. But I definitely didn’t know you went to Catholic school. I don’t think I would have guessed that at all lol

It’s always good to talk to someone who enjoys playing Devils advocate. Some people don’t understand my need for a good debate. I think if more people took the time to see all sides of an issue we would have less disagreements.

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JT McGee December 16, 2011 at 09:58

Never would have guessed I went to a Catholic school, huh? If you never went to one, you might be a little surprised at the kinds of people that come out of Catholic schools. I think people get the wrong idea about private school kids as a whole. They’re wild. (Not me, of course. 😛 )

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