I’m so confused at what point in life you’re at. One day I swear you’re in a dorm room and then I’m corrected. The next day you own your own place. Then I think you’re taking bowling classes, while at the same time running some successful business. You sound more knowledgeable about macroeconomic theory than my former professors, often sound like a computer whiz, but appear to be no older than doogie houser….I know there was a past yakezie thread revealing each members real job, but for my sake can you do a “get to know jt McGee” post?
I don’t much care to talk about myself. But I also realize that without any context, anything I write here has even less meaning. So, for the first time, let’s get super-personal — here’s 31 things you need to know about me.
- I’m 21 years old – but I’ll soon be 22. That puts me on the younger end of the curve as far as personal finance bloggers, I think.
- I started working when I was 12 years old. First as a soccer referee before starting my own business that year in marketing.
- I still do the same thing I did when I was 12. The only difference is that I make more money now. (To think about how lame it would be to have your earnings top out at 12 – unless you’re a Disney star!)
- I’ve had only one “real” job in my life. I lasted all of 3 weeks before I was promptly fired for making too many independent decisions/not respecting the
terribly inefficientprocesses I was supposed to follow to complete my job.
- I hated that “real job” and didn’t even want it. My mother practically forced me to get it. After I managed to lose my job after only three weeks, she never said anything else about working for someone else.
- I don’t like rules. I especially dislike rules which encourage action at the cost of thought and efficiency. You might find this to be most evident when I talk about Dave Ramsey.
- Even though I dislike rules, I love systems. I have a binder filled with childhood business plans, which were probably my number 1 hobby growing up. Every last detail of every business was planned out to perfection. Franchised restaurants, hotels, and banks were a staple of my planned “portfolio.”
- The desire for raw efficiency in everything I do is a staple of my life. I often debate in my head the quickest and fastest way to grab the shampoo bottle in the shower – should I open the curtain from one side or the other? When pulling into parking lots I always take at least one turn immediately. So few people take a less obvious path that you can almost always park closer to the door without the traffic.
- Non-fiction or nothing. Fiction works are incredibly boring and filled with minutiae that makes me feel like a lesser being. I don’t care who sleeps with who in the newest best seller. I’ve read only a handful of fiction books.
- I can’t watch movies. First, movies require an attention span of longer than a few minutes. Secondly, I hardly remember anything about them other than the general outline of the movie. Key characters, names, etc. are all forgotten instantaneously. I never remember whole quotes or references. I’m disgusted with historical movies that are ruined with latent love stories.
- I argue with myself. Arguing is, in my view, the best way to learn. Devil’s advocate is more comfortable than defending the conventional viewpoint.
- I’m a college student. I’ll probably graduate at the same time I get my AARP card.
- I won a national entrepreneurial scholarship award – which luckily had nothing to do with high school GPA.
- I went to a Catholic school for much of my early education. However, I went to public schools for middle and high school.
- My academic evolution firmly cements my belief that a private schools are worth every penny. Having experienced both, I wouldn’t have children unless I could send them to a private school.
- I identify most with Catholicism. Ideological divisions don’t make sense to me. An atheist who appreciates the golden rule is twice as moral as a believer who attends worship regularly but does not believe in doing unto others as they would like to be treated. I respect Catholicism most for Pope John Paul’s acceptance of evolution. Religion and science should happily co-exist.
- I believe in a higher power as an abstract. The universe has an order – mathematical or by deity – and in my view, mathematics can supplant a God in the traditional sense without diluting a common message of doing good.
- I don’t think religion has any sway in financial decisions. Biblical finance is a bit of an oxymoron, as finance is about as new as the Church of Latter Day Saints.
- I don’t believe in charity. My understanding of economics supports firmly the position that charity creates negative outcomes. (Example: Capital inflows to Haiti after the earthquake pushed up real estate demand as well as prices, making more people homeless in the process. WSJ shows how countries that receive the most aid have the most tangled web of intellectual infrastructure.)
- I think knowledge is one of the world’s greatest forms of charity, and it is free to the public. Distributing knowledge comes with a very minor expense in today’s electronic reality.
- I align with libertarian thinkers. I enjoy politics in a intellectual sense, but dislike tremendously the modern political system.
- Less people should vote. Encouraging more people to vote is a poor goal; my vote matters most when the fewest people vote. Thus, I prefer to encourage apathy over action.
- I believe fear is almost always due to ignorance. There is nothing in this world worth fearing. Fear only the decisions made in a state of fear.
- I broke my leg once. It sucked.
- I played soccer in high school and loved it. We had one of the best teams in the state. I don’t think I’ll ever go back to it, however.
- The game layer of society makes little sense to me. When to hold doors, shake hands, etc. are problems I’d much prefer not have to deal with.
- I’m incredibly introverted, both in my decision-making and relationships with others. If I’m on a mission to get something done, I may go for months without speaking to people I’d call my best friends.
- I’m not broke, in debt, nor do I have any debt stories. I dislike spending money, and do it as little as possible. In the same sense, I don’t believe debt is something to fear.
- I don’t dig student loans. I don’t have any. Permanent debt is the only debt to fear – embrace the bankruptcy-friendly kind, not the kind that lasts for life.
- I believe the responsible use of financial tools is far more likely to create massive wealth than permanent indebtedness.
- I have always known that I will eventually be wealthy. Personal finance is an incredibly easy game to beat.
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